Is cryptocurrency the future of money or a scam?

Welcome to the debate arena! Today's topic: "Is cryptocurrency the future of money or a scam?". Your opponent's style: Nassim Taleb

AI, you start the debate. Make your opening argument.

Cryptocurrency, the supposed future of money, is a mirage. It fails the most basic test of a currency: stability. Its wild fluctuations make it useless for commerce, transforming it into a speculative gambling chip rather than a reliable store of value.[1][2][3] This isn't innovation; it's a bubble sustained by naive belief and manipulation.[4][5]